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Tuesday, August 30, 2016

Life insurance for kids: Long term benefits come from early investment



Being protective goes hand-in-hand with being a parent. From hand sanitizer gel to bike helmets to high-tech car seats, moms and dads will go to the ends of the earth to keep their little ones safe, sound and happy. But eventually, the scrapes and bruises no longer need a healing kiss, the training wheels come off the bike and the day comes when they're driving to school - not just high school, but college. You might be surprised, but there are actions you can take now that will protect them then - and even beyond.



It's not uncommon for new parents to consider adding life insurance coverage to the other policies that they carry, like car and health insurance. It can be a difficult thing to think about, but it's an added protection that will ensure that kids and the surviving spouse will be taken care of in the event that one parent dies. However, there are other ways in which a life insurance policy can make a difference for your child.

It might not be something that immediately comes to mind, but taking out a life insurance policy for your children could have lasting benefits for their financial future. However, doing so when they are still young could not only add up to cost savings over the long term, but better protection of their assets as they themselves get to an age at which they'll consider a family of their own.

In practical terms, giving your children the gift of a life insurance policy protects them from medical underwriting and high costs. You'll be establishing the coverage early enough that costs will be lower, particularly in the initial stage, and it can help to keep them manageable further down the road, depending on the plan.

Over the years, a life insurance policy can become an important part of your children's financial protection. And once they're at the right age to have the discussion about how to be financially responsible, it can be a helpful example, among other lessons like establishing good credit and smart spending habits.

Some insurance plans will allow your child to make changes as their life progresses, giving them the chance to increase coverage as they go through life's milestone events, like getting married, taking out a mortgage to buy a house and having children of their own. Premiums will naturally increase with added coverage, but the added costs associated with medical underwriting will be eliminated.

Looking out for your kids is an instinct that will never fade. As they grow, you'll help guide them on the right path in life, but at some point, they'll be off on their own. Giving them long-term protection when they're young will ensure that you're helping to watch out for them, long after they've left the nest.



Easy ways to renovate your kitchen





You may have your reservations about renovating your kitchen. After all, there's all the noise, dust and lack of mobility while your kitchen is getting renovated. Also, there is the cost factor to consider. However, with a little planning in mind you can take care of all these things in a manner that works for you. You can make use of all the resources available in the market to make sure that you have what it takes to renovate your kitchen and live through the process. It is actually a very simple process if you think about it. All the information that you have and all the products that you need are available. All you need to do is make the right choices and you are set to renovate your kitchen. Of course, your kitchen will be unavailable for use for the next few days. Therefore, you need to make sure that you have made arrangements so your daily routine is not affected. This is most important as the kitchen forms an important part of your household. Therefore, you need to make sure that you have arrangements ready as a substitute for not using your kitchen.



There are many things to consider while renovating your kitchen. You need to seek out what you require from your kitchen first. If your gas is not working, then you need to change your stoves. If you are not getting proper electric connection, then you need to change your lines. If your piping is not working, then you need to get a proper plumber. These are the essentials of a functional kitchen. Check them one by one and make sure to have a list of things to repair.



The next important factor to consider is that the renovations being done should enhance the look of your kitchen. This would mean cosmetic modifications to your kitchen, which would come in form of countertops and cabinets. Marble countertops will give your kitchen a grand luxurious look that would enhance the quality of your kitchen. You can purchase such countertops from home or kitchen renovators. You should look for one stop shops for all your kitchen renovation needs. This will help you to get all the assistance you will need for your kitchen renovation.



by: Easy Ways to Renovating Your Kitchen

http://www.articlecity.com/articles/home_improvement/article_7266.shtml



Wednesday, August 24, 2016

Accessorizing secrets for a beautiful home and a beautiful you





Fortunately, the fundamentals of good accessorizing are the same, regardless of whether you're dressing up your house or spicing up your own look. Whether you have a knack for pulling together an outfit as easily as a room, or can't quite seem to get it together, a few simple tips can help you enhance your style.



Pop that color - Neutrals make an awesome backdrop for pops of color. Whether it's a neutral shade on the walls of your living room, or a classically cut skirt in a subtle hue, set off your neutral backdrop with brightly colored accessories. Pillows, plates, photo frames, candles and other colorful accessories create interest and depth in a room's design. All kinds of small and decorative items can be colorful and inexpensive. You can find fashionable and fun items in shops that specialize in the unusual, such as Cracker Barrel Old Country Store (R). Explore the offbeat. For example, beautiful glass jars filled with pickles and canned veggies are not only a culinary treat, they can add zest to a room's decor when used as a colorful display.



For you, adding a bold necklace, chunky bracelet, bright belt or scarf can layer your look with personality. As a bonus, if you find a look that fits your personal style, consider incorporating it into your home decor with accessories. For example, Cracker Barrel Old Country Store offers trendy coastal-themed jewelry - several pieces are less than $10 - and home decor items that echo the easy, relaxed style and sea-side colors of the shore.



Simple styling - One of the most challenging aspects of accessorizing can be settling on a style. The good news is, when you find one that works for you, you can apply it to both your personal style and your home decor. Does classic sophistication work for you? Subtle colors that convey classic styling in your wardrobe can make great hues for walls, carpeting and upholstered furnishings. Is quirky and unconventional -more your style? That tropical print you love on your bedroom drapes can add humor and excitement to your wardrobe when it shows up in an airy cotton scarf. That same color and pattern combination can make a statement when you use it as a runner on your dining room table.



Brimmed hats, earrings, bracelets, totes and flowing wraps all speak of summer vacation and fun - and the essence of easy style that works well in your home and in your closet.



You need to love your atmosphere - Whatever the purpose of a room or an outfit, you need to love the atmosphere it creates. Whether you're designing a space for family fun or pulling together a knockout look for that special night out on the town, the colors and styles you choose will create a specific ambiance. It should be one that speaks to you and your personality.



For example, are summer gatherings with friends one of your favorites things to do? Salute the best of summer with colors that evoke summer holidays, such as a fun red picnic cup lighted garland (available at Cracker Barrel Old Country Store) and matching red picnic cup stemware. Keep the effect going by adding that shiny red hue to your wardrobe accessories with a belt or necklace. Have an affinity for the horsey set? "Stable" décor featuring riding-inspired accessories such as candleholders and canisters with whip stitched accents is popular and a horseshoe doubling as a tea light holder evokes the look beautifully.



Just keep a few secrets that apply to both home decor and wardrobe building in mind, then let your adventure begin.



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5289 Cedar Mill Drive, Powder Springs, GA

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5 BEDROOMS | 3 (3 full ) BATHROOMS | 3590 SQUARE FEET

Property Description

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Tuesday, August 16, 2016

Steps to an updated outdoor entertaining space





Clear it off



The first step when updating any patio or deck is to remove all items from the area; this includes furniture, planters and even the weathered layer of grime that sits atop the wood. Use a power washer to really remove any mildew and debris. By starting with a clean surface, you'll be able to see the current state of the wood. If the stain is faded or wearing away, consider re-staining it. Wood exposed to the outdoor elements should be coated with an oil-based finish, never a latex or acrylic paint. Paint is more susceptible to weathering, fading and flaking. Oil-based stains soak into the wood and result in better and longer-lasting results.



Purdy mini-rollers are the perfect size for applying stain to railings, spindles and any other small areas of the deck. The covers are available in 4 1/2- and 6 1/2-inch lengths and come in all fabric types, including fabric that works well with oil-based finishes. If your deck is currently painted, be sure to scrape away any flaking areas from the deck flooring, the steps and handrails. A Purdy scraper is a great tool for removing peeling or flaking coatings. If the entire deck is painted, consider stripping with chemicals or power sanding, and then applying a high-quality stain.



Dress it up and add some color



Is your existing outdoor furniture looking a bit drab? Repaint it and dress it up with outdoor pillows and cushions. Change up the layout of the furniture for another fresh look. By moving furniture into a more square or circular shape, you'll increase conversations. If a focal point exists, such as a fire pit or great view, arrange furniture to face that. For a more embellished look to your railings, replace existing spindles and ball tops with more decorative ones. Repaint planter boxes and add in colorful accessories such as rugs, lawn ornaments and small plants. Flowers, herbs and many vegetables can be grown in planters, boxes and any other small space.



Lighten up your space



Many outdoor gatherings can carry on past sunset, so lighting your deck area is important. There are hundreds of options available to lighten up any outdoor area. You can create whatever atmosphere you prefer. Solar lamps are a smart, energy-efficient way to light the walk and seating areas, while Chinese lanterns hanging in the trees create a fun, party feel.



Lights lining railing walkways will direct attendees to and from the gathering areas safely, and an enclosed bonfire pit or portable fireplace is a great way to gather people for post-dinner carousing. Sufficient lighting will encourage guests to stay past dark and allow everyone to enjoy a warm evening.



By following these simple steps, you'll be spending more time outdoors and have a fresh space to enjoy with family and friends.



Style is not lost when it comes to choosing solid oak furniture



There is a school of thought amongst consumers that solid oak furniture offers less in the way of style than furniture made of the lighter woods available. It's an idea that is based on the notion that solid wood is thick, hard and heavy, like slabs, and are fixed together to make weighty chests of drawers, immovable wardrobes and coffee tables that require almost the whole family to lift. This, of course, is not true.



It is true that solid furniture is generally heavier than something like solid pine, which is somewhat less weighty than its oak counterpart. Solid wood is less susceptible to damage from the elements, with most needing only to be treated from time to time to protect it from damp or heat. Furniture that is not solid can see its veneer covering lift as dampness gets underneath, while cracking and warping from heat are also types of damage that can destroy the look of the piece. Of course, chipping is always possible in both solid and veneer furniture, but in solid furniture the same wood is exposed, making simple repairs possible.



But it's not just about damage, it's also about the furniture styles and ranges that are available in solid oak. There is no shortage of quality solid oak ranges about, with Hereford Oak furniture collections a leader amongst the list that includes Aquarius Oak, Cambridge Oak, Lyon Oak and Vancouver Oak, amongst many. These ranges comprise a variety of furniture pieces that are distinctive because of the design, color and finish each have. From oak wardrobes and oak dining tables to elaborately carved oak cabinets and oak kitchen units, these pieces can match the interior decor of any room or home.



Style is imperative for any product in a competitive industry, and the furniture industry is no different. In fact, the more charismatic the design, and more striking the visual effect of the furniture piece, the more likely it is to sell. That's why the variety of furniture designs is vast, and it is no less the fact for solid furniture with finishes and effects used to beautify the pieces.



Oak is an ideal wood when it comes to staining, with colors ranging from a refreshing harvest gold to a more earthy dark red hue. A rustic finish allows for the natural grain and knot structure of the solid piece to appear aged, giving the piece an almost vintage look. However, a more distressed look, such as those mimicking steel brushed or chipped surfaces, is also attractive as it lends a sense of worn legacy.



Such effects and designs are not limited to tables for the dining room or living room, but extend to all products to allow everyone to have the style they wish in any room in the home or office. Casual units, like bookcases, nests of tables, TV units and telephone and hall tables, range in size and finish. Even for the student or home office worker, desks are designed to suit their practical needs as well as the spatial restrictions of the room they are studying or working in.



Leading brand names, such as Hereford oak furniture, offer ranges that appeal to the complete spectrum of consumers, from those who like the contemporary styles to those who would rather the old-world, vintage affects. Even the minor details, like the type of handle on drawers or cabinet doors, are specifically tailored to complement the tones of the stained oak wood itself.



The stereotypical solid oak dining table, for example, can have a wide variety of shapes and sizes, from the square-cornered rectangular table to the oval model for four that extends to sit double that. The ability of extend in length might be a practical aspect of its design, but its style is never compromised, retaining the same finish seamlessly throughout.



It's a fact that solid does not have to mean boring. These examples show just how varied the design and appearance solid oak furniture can be. They are not cumbersome items to be avoided, or so bland that they fail to excite, but boast innovation and even elegance along with their reputation for durability and value.



By: Kathryn Dawson



http://www.articlecity.com/articles/home_improvement/article_7222.shtml



Wednesday, August 10, 2016

Ideas for flooring in your home





Bedroom flooring:



There are plenty of options when it comes to flooring in your bedroom. Being the most private and personalized part of your home, your bedroom is the place which uses a big part of your budget whenever you are remodeling your home; you can use carpet, tile, hardwood, bamboo, cork or laminate. Play with different materials in different rooms; you can opt for striped light and dark shades in your boy's room so that if your son is going to create mess ( which is unavoidable),the flooring can withstand the burden, and also the flooring can bear heavy traffic of the folks coming in the bedroom. For more powerful scratch and water resistant flooring, you can choose laminate.



Living room flooring:



Most of the traffic in a home happens in the living room, with people coming in and out of the house. It is highly recommended that the flooring should be strong enough that it can endure all such wear and tear done with your furniture, or to the increasing and decreasing ratio of visitors. For this purpose you can opt for hardwood flooring. Being classy and sophisticated in look it is the perfect choice for your living room whenever you are remodeling your home.



Kitchen flooring:



Design the floor of your kitchen in such a way that it not only looks pretty, but also gives a practical impression. You can choose from vinyl, tile, natural stone, wood, cork or laminate. A floor covering that is water resistant and durable such as tile, is the best choice to protect against potential water damage. Make sure when you choose your floor to order a little extra of the product, in the event that you drop something like a pot on your floor. If the flooring material is damaged, you will be sure to have enough to repair the floor because often, floor manufacturers have high turnover of their products, to insure a continual buying cycle. Most flooring contractors add 5-10% additional square footage of the flooring product to their purchase order to insure they have enough for the project and to provide the client with a little extra flooring for future use.



by: Builder Brian

http://www.articlecity.com/articles/home_improvement/article_7342.shtml



Wednesday, August 3, 2016

Is a surveillance camera right for you?



Many people turn to surveillance cameras as a way to make their home and office more secure. There are so many different types of security measures on offer, however, that it can be hard to know which is the right type of equipment for your needs. This article explores the different security measures and tools available and what the advantages and disadvantages of each of them are.



CCTV cameras can be attached to the outside of the building, can be placed over the door step, can be placed inside or can be entirely hidden from view. There are even dummy cameras available that provide a good deterrent aspect but don't actually incur any additional cost of filming. All cameras that can be seen work well as a deterrent. A burglar is far less likely to break into a home when there is the chance they will shown doing so on video surveillance footage. CCTV cameras don't necessarily sound an alarm however if security is breached in some way. In this respect they may be able to film a crime being committed but they won't necessarily be able to put a stop to it. Having the footage available however does mean there is more chance of getting your things back if they have been stolen.



Burglar alarms are another way that people add security to their homes. These have a large number of problems however. First of all burglaries are usually very quick and the perpetrator can be long gone by the time the police or a security firm have arrived on the scene. Secondly the alarm can in some cases be stopped by simply locating the control panel and breaking it. Cats and other animals can also sometimes trip the alarm when they jump through an open window, which can cause problems for everyone.



The ideal solution is to have both surveillance monitoring of some kind as well as a motion sensor, this way you get the best of all worlds. If this stretches the budget too far however then it is better to simply go with some kind of camera equipment. This provides the best value for money in terms of security. In the past it was just the wealthiest members of society who were able to afford security equipment such as cameras, but these days the prices have come down and now everyone can benefit. Nanny cameras and hidden indoor cameras are another very popular type of security surveillance. Camouflaged cameras can allow you to see things that you would otherwise not be privy to. Parents like to be able to check their nannies are caring for their children well, employers like to be able to check everything is just as it should be in the workplace.



Another scenario in which hidden cameras are ideal is for the use of gathering evidence. If you are being targeted or victimized, having hard evidence to show the police can mean something can be done. Without the proof however the police may be hesitant to take any real action. There is no doubt that cameras are a valuable and versatile security tool. Surveillance can assist in a number of different ways to keep everyone safe and free from harm. If you are unsure of what type you need the first step is to define what exactly you want the security camera for and then decide how much you are willing to spend.



When you search online you will find a host of companies offering surveillance camera equipment and monitoring devices. Make sure you buy from a reputable company with a good website. There is more choice online than in high street shops so it is best to buy your equipment here. From a wildlife camera to tracking devices, go online to find out what is available and get the best prices.